Privacy Policy

How we protect and use your information

GoldVault Privacy Policy

Effective Date: October 30, 2026

Last Updated: October 30, 2026

Version: 2.0

Towson and Hopkins LLC (d/b/a GoldVault) ("Company," "we," "us," or "our") operates getgoldvault.com, a promotional sweepstakes platform. This Privacy Policy explains how we collect, use, disclose, and protect information from players and End Customers (collectively, "Users" or "you") who use our Platform.

1

Information We Collect

1.1 Information You Provide

Profile Registration:

  • Full name, email address, phone number, mailing address
  • Government-issued photo identification and a live facial capture, collected when you verify your identity
  • Login credentials and security preferences

Identity Verification:

  • Government-issued identification documents
  • Date of birth and identification numbers
  • Proof of address documentation
  • Selfie or biometric data for identity matching

Payment Information:

  • Credit/debit card information (tokenized by payment processors)
  • Payout details you give us so a prize can reach you
  • PayPal or other payment service identifiers

1.2 Activity Data

  • Promotional credit purchases, distributions, and redemptions
  • Coin totals and activity history
  • Campaign participation and redemption activity
  • Cash-out requests and disbursement records

1.3 Automatically Collected Information

  • Device Information: IP address, device identifiers, browser type, operating system
  • Usage Data: Pages visited, features used, session duration, interaction patterns
  • Security Logs: Login attempts, authentication events, security alerts
  • Location Data: General geographic location based on IP address
2

How We Use Your Information

2.1 Platform Operations

  • Running the platform: selling Gold Coins, granting and tracking Sweeps Coins, settling game rounds, and paying prizes
  • Sweepstakes administration: issuing free entries, determining and recording results, and awarding prizes under the Official Sweepstakes Rules
  • Customer Support: Responding to inquiries, resolving issues, and providing profile assistance
  • Platform Improvement: Analyzing usage patterns to improve features and user experience

2.2 Security and Compliance

  • Identity Verification: Conducting KYC checks to verify user identities and prevent fraud
  • Fraud Prevention: Detecting and preventing fraudulent activity and profile abuse
  • Sanctions Screening: Checking users against prohibited person and entity lists
  • Regulatory Reporting: Submitting required reports to financial regulators and law enforcement

2.3 Communications

  • Activity confirmations and profile notifications
  • Security alerts and important service updates
  • Marketing communications (with consent, where required)
3

Information Sharing

3.1 Service Providers

We share information with trusted third parties who assist in operating our Platform:

  • Payment processor: our card processor handles Gold Coin purchases and prize payments. Card details go to them directly and are never stored by us
  • Identity Verification (Didit): For KYC verification and document validation
  • Gift Card Networks: For processing gift card redemptions
  • Cloud Infrastructure: For secure data storage and processing

3.2 Identity Verification

  • Your identity document and facial capture are processed by Didit, our verification provider. We receive the result and the verified attributes, not the raw images.
  • We do not sell your personal information, and we do not share it with advertisers.

3.3 Legal and Regulatory Disclosure

We may disclose information when required by law, including:

  • Response to valid legal process (subpoenas, court orders)
  • Compliance with regulatory examinations and audits
  • Reporting suspicious activity as required by anti-money laundering laws
  • Protection of our rights, property, or safety
4

Data Security

Technical Safeguards

  • Encryption: 256-bit encryption for data in transit and at rest
  • Access Controls: Role-based access with multi-factor authentication
  • Network Security: Firewalls, intrusion detection, and continuous monitoring
  • Secure Development: Regular security testing and code reviews

Operational Safeguards

  • Employee Training: Regular security awareness and privacy training
  • Background Checks: Screening for employees with access to sensitive data
  • Incident Response: Comprehensive breach response and notification procedures
  • Third-Party Audits: Regular security assessments by independent firms
5

Data Retention

We retain information for as long as necessary to provide our services and comply with legal obligations:

  • Active Profiles: Data retained while profile is active
  • Activity Records: Retained for 7 years for tax and regulatory compliance
  • KYC Documentation: Retained for 5 years after profile closure per AML requirements
  • Security Logs: Retained for 2 years for fraud prevention and investigation
6

Your Privacy Rights

6.1 General Rights

  • Access: Request a copy of personal information we maintain about you
  • Correction: Update inaccurate or incomplete information through your profile dashboard
  • Deletion: Request deletion of personal information, subject to legal retention requirements
  • Portability: Request your data in a machine-readable format

6.2 State-Specific Rights

Residents of certain states have additional rights:

  • California (CCPA/CPRA): Right to know, delete, correct, and opt-out of sale/sharing of personal information. Right to limit use of sensitive personal information.
  • Virginia (VCDPA): Right to access, correct, delete, obtain a copy, and opt-out of targeted advertising and sale of personal data.
  • Colorado (CPA): Right to access, correct, delete, and opt-out of targeted advertising, sale, and profiling.
  • Connecticut, Utah, and other states: Similar rights as provided under applicable state privacy laws.

6.3 Exercising Your Rights

To exercise your privacy rights, contact us at privacy@getgoldvault.com. We will respond within the timeframe required by applicable law (typically 30-45 days). We may need to verify your identity before processing requests.

7

Cookies and Tracking

We use cookies and similar technologies for:

  • Essential Functions: Authentication, security, and Platform functionality
  • Analytics: Understanding how users interact with our Platform
  • Security: Device identification and security monitoring

You can manage cookie preferences through your browser settings, though disabling certain cookies may affect Platform functionality.

8

Contact Information

For privacy-related questions or requests:

Towson and Hopkins LLC

d/b/a GoldVault

262 Chapman Rd, Ste 240, Newark, DE 19702
Email: privacy@getgoldvault.com
Phone: 1-773-504-1266
!

Policy Updates

We may update this Privacy Policy periodically. Material changes will be communicated via email and prominently displayed on our Platform at least 30 days before taking effect. Continued use after changes constitutes acceptance of the updated policy.